03-31-00 | American National Bank

Report of Condition for American National Bank as of March 31, 2000(in thousands)

Assets

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin...............8,937
   b. Interest-bearing balances............................................0
2. Securities:
   a. Held-to-maturity securities......................................7,715
   b. Available-for-sale securities...................................28,218
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold...................................................0
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases, net of unearned income...........127,350
   b. LESS: Allowance for loan and lease losses............1,379
   c. LESS: Allocated transfer risk reserve....................0
   d. Loans and leases, net of unearned income, allow., and reserve..125,971
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)...........10,940
7. Other real estate owned.................................................0
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10.Intangible assets...................................................2,412
11.Other assets........................................................6,881
12.Total assets......................................................191,074

Liabilities

13.Deposits:
   a. In domestic offices............................................167,806
      (1) Noninterest-bearing.............................35,973
      (2) Interest-bearing...............................131,833
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased..........................................2,345
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money:
   a. With original maturity of one year or less.........................  0
   b. With original maturity of more than one year through three years.....0
   c. With a remaining maturity of more than three years.................561
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................3,161
21.Total liabilities.................................................173,873
22.Limited-life preferred stock and related surplus........................0

Equity Capital

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............2,091
26.a. Undivided profits and capital reserves..........................13,696
   b. Net unrealized holding gain(losses)available for sale securities.(266)
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................17,201
29.Total liabilities, limited life preferred stock, equity capital...191,074