06-30-01 | American National Bank

Report of Condition for American National Bank as of June 30, 2001(in thousands)

Assets

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin..............11,680
   b. Interest-bearing balances............................................0
2. Securities:
   a. Held-to-maturity securities......................................3,249
   b. Available-for-sale securities...................................23,431
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold..............................................16,710
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................3,719
   b. Loans and leases, net of unearned income...........145,468
   b. LESS: Allowance for loan and lease losses............1,589
   c. LESS: Allocated transfer risk reserve....................0
   d. Loans and leases, net of unearned income, allow., and reserve..143,879
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)............7,116
7. Other real estate owned...............................................376
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10.Intangible assets...................................................4,311
11.Other assets.......................................................13,525
12.Total assets......................................................227,996

Liabilities

13.Deposits:
   a. In domestic offices............................................202,236
      (1) Noninterest-bearing.............................36,575
      (2) Interest-bearing...............................165,661
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased..........................................2,720
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money..................................................500
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................2,864
21.Total liabilities.................................................208,320
22.Limited-life preferred stock and related surplus........................0

Equity Capital

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............2,091
26.a. Undivided profits and capital reserves..........................15,740
   b. Net unrealized holding gain(losses)available for sale securities...165
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................19,676
29.Total liabilities, limited life preferred stock, equity capital...227,996