06-30-98 | American National Bank

Report of Condition for American National Bank as of June 30, 1998(in thousands)

Assets

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin..............10,420
   b. Interest-bearing balances............................................0
2. Securities:
   a. Held-to-maturity securities.....................................23,073
   b. Available-for-sale securities...................................19,584
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold..............................................10,800
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases, net of unearned income...........102,300
   b. LESS: Allowance for loan and lease losses............1,119
   c. LESS: Allocated transfer risk reserve....................0
   d. Loans and leases, net of unearned income, allow., and reserve..101,181
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)............5,073
7. Other real estate owned.................................................0
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10.Intangible assets......................................................47
11.Other assets........................................................5,976
12.Total assets......................................................176,154

Liabilities

13.Deposits:
   a. In domestic offices............................................151,857
      (1) Noninterest-bearing.............................34,782
      (2) Interest-bearing...............................117,075
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased..........................................4,193
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money:
   a. With original maturity of one year or less.........................  0
   b. With original maturity of more than one year.......................640
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................1,904
21.Total liabilities.................................................158,594
22.Limited-life preferred stock and related surplus........................0

Equity Capital

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............2,091
26.a. Undivided profits and capital reserves..........................13,711
   b. Net unrealized holding gain(losses)available for sale securities....78
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................17,560
29.Total liabilities, limited life preferred stock, equity capital...176,154