Services
Overview of Trust and Investment Services
American National Bank provides effective investment management and wealth transfer services to meet the complex financial needs of today’s investors.
We at American National Bank Trust want to build a relationship with our clients so that we can better understand your financial situation. We seek to add value by helping to plan and prepare for the inevitable financial changes we all face.
American National Bank Trust offers professional investment management, confidential and impartial administration, estate planning assistance, effective wealth transfer strategies, and tax avoidance planning.
Let our experienced trust and investment professionals assist you in creating a comprehensive financial plan to meet all of your financial and estate planning needs.
Trusts combine investment management services with additional financial and estate planning tools. They are generally used to protect assets and reduce taxes, while providing financial security for you and your family.
Simply stated, a trust is an arrangement whereby an individual designates a trustee (such as American National Bank) to manage certain assets and fulfill specific obligations. Trusts offer flexibility and control, while helping manage wealth and providing for your future generations. They can provide a predetermined plan for the management and orderly distribution of assets to your beneficiaries.
Our personal trust professionals will work closely with you throughout the implementation of your trust plan to manage your investments, transfer wealth and minimize estate taxes, remaining consistent with your unique financial and estate planning goals.
The estate settlement process can be very complicated, time consuming, and costly to your heirs if not executed properly. Selecting someone to settle your estate is one of the most important decisions you will ever make. We invite you to meet with one of our trust administrators to discuss your estate planning options. Our experienced staff can provide valuable information and suggestions to help you in determining the most beneficial manner in which to distribute your estate.
Individual Retirement Accounts
The worrisome state of Social Security has been widely publicized in recent years. It is uncertain what level of benefits any of us can expect to receive once we reach retirement.
Therefore, why would you count on Social Security to be your sole source of retirement income? The simple answer is you shouldn’t. This is where Individual Retirement Accounts (IRA) can step in to provide the level of financial security you are looking for.
Recent changes in tax laws have made saving for retirement inside of an IRA even more accessible and attractive. Contact one of our trust and investment representatives today to see how an American National Bank IRA can reduce taxes, provide experienced investment management, and help protect your retirement savings.
Do you own your own business? Would you like to set up a retirement and/or savings plan for you and your employees? American National Bank Trust and Investment Services can help.
Whether your business has a small number of employees or thousands, we have the experience and the products to meet your retirement plan needs.
A quality tax-deferred retirement plan is one of the best tax-advantaged methods of saving. Your well-designed retirement plan combines tax advantages to you and your business with retirement planning benefits for your employees.
When it’s time for your business to consider a retirement plan, call upon our experienced retirement planning specialists to help you achieve your long-term retirement objectives.
Investment Management Services
Successful investment management requires time, experience and insight. It can be a very demanding and challenging task. Most individuals lack the time, expertise and/or training to implement a comprehensive financial plan.
American National Bank Trust and Investment Services can help you create an investment plan that enables you to achieve all of your financial, retirement and estate planning goals. Our Investment Management accounts provide you with a full range of custodial, bill paying and recordkeeping services matched with professional investment management.
Contact one of our investment professionals today to see how you can benefit from our Investment Management Services.
Do you want to oversee the management of your investment portfolio but not be burdened by the administrative tasks of investment recordkeeping and tax reporting?
American National Bank Trust and Investment Services can handle all the accounting and administrative details for your account, including protecting your securities, executing your security transactions, reinvesting income, and making distributions per your requests.
Contact one of our account representatives today to see how American National Bank’s custody services can provide you with the flexibility and freedom you are looking for.
Non-Traditional Asset Management
“Non-traditional” assets, such as real estate or closely held business interests require specialized professional management.
American National Bank Trust and Investment Services can assist with administration, valuation, and management services for most of your unique assets including real estate, farm and ranch properties, oil and gas properties, and closely held business interests.
Charitable Trust & Private Foundations
Charitable Trusts enable you to make gifts to your favored charities, while generating significant tax savings and providing benefits to you and your family.
Contact one of our trust representatives for more information on establishing a gifting strategy to meet your philanthropic and estate planning goals.