Account Rates2018-10-11T18:08:57+00:00

Account Rates

These are the current interest rates for American National Bank & Trust of Wichita Falls, Texas.  The annual Percentage Yield (APY) may vary depending on the interest.  Rates are subject to change.

Interest Rates are current as of July 26, 2018.

A penalty may be imposed for early withdrawal.

Fees could reduce earning on the account.

Minimum balances apply to obtain the disclosed Annual Percentage Yield.  Please contact your local branch for details.

Truth in Savings Disclosure

CERTIFICATE OF DEPOSIT OVER $250,000

Minimum amount to open account is $250,000. No minimum balance is required to earn APY.

CERTIFICATE OF DEPOSIT UNDER $250,000

Minimum amount to open account is $1,000. No minimum balance is required to earn APY.

IRA CERTIFICATE OF DEPOSITS

Minimum amount to open account is $200. No minimum balance is required to earn APY.

SUPER NOW ACCOUNT (INSTITUTIONAL ACCOUNT)

Minimum amount to open account is $100. Minimum balance to earn APY – see tier below.

CHAMPION ELITE

Minimum amount to open account is $50. Minimum balance to earn APY – see tier below.

MONEY MARKET

Minimum amount to open account is $2,500. Minimum balance to earn APY – see tier below.

MONEY MARKET GOLD

Minimum amount to open account is $25,000. Minimum balance to earn APY – see tier below.

BUSINESS INTEREST CHECKING

Minimum amount to open account is $50. Minimum balance to earn APY – see tier below.

HEALTH SAVINGS ACCOUNTS

Minimum amount to open account is $100. Minimum balance to earn APY – see tier below.

SAVINGS ACCOUNT

Minimum amount to open account is $100. Minimum balance to earn APY is $100.

STUDENT SAVINGS ACCOUNT**

Minimum amount to open account is $1. Minimum balance to earn APY is $1.