Retirement Plan Services

Do you own your own business? Would you like to set up a retirement and/or savings plan for you and your employees? American National Bank & Trust can help.

Whether your business has a small number of employees or thousands, we have the experience and the products to meet your retirement plan needs.

A quality tax-deferred retirement plan is one of the best tax-advantaged methods of saving. Your well-designed retirement plan combines tax advantages to you and your business with retirement planning benefits for your employees.

American National Bank & Trust assists plan sponsors in all facets of designing and maintaining employer-sponsored retirement plans including start-up and conversion, on-going record-keeping and employee communications. We offer custodial, trustee and investment management services for all of our Employee Benefit Plans.

We can help you assess the goals and objectives of your company, analyze costs and expenses, and provide plan options that will meet your company’s needs. Then you can decide what type of plan is best for your particular situation. When it’s time for your business to consider a retirement plan, call upon our experienced retirement planning specialists to help you achieve your long-term retirement objectives.


  • Defer income tax on contributions
  • Reduction of federal income taxes
  • Professional investment management
  • Wide array of investment options
  • On-going employee education
  • Quality participant accounting
  • Timely plan reporting


  • 401(k) Plan
  • Profit Sharing Plan
  • Employee Stock Ownership Plan (ESOP)
  • SEP Plan