REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF DECEMBER 31, 2002(IN THOUSANDS)
ASSETS
1. Cash and balances due from depository institutions
a. Noninterest-bearing balances and currency and coin...............9,930
b. Interest-bearing balances........................................1,198
2. Securities:
a. Held-to-maturity securities......................................1,578
b. Available-for-sale securities...................................26,762
3. Federal funds sold and securities purchased under agreements to resell:
a. Federal funds sold...............................................2,300
4. Loans and lease financing receivables:
a. Loans and leases held for sale...................................2,504
b. Loans and leases, net of unearned income...........171,619
b. LESS: Allowance for loan and lease losses............1,691
c. LESS: Allocated transfer risk reserve....................0
d. Loans and leases, net of unearned income, allow., and reserve..169,928
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)............8,417
7. Other real estate owned...............................................988
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10.Intangible assets: Goodwill.........................................4,156
10aIntangible assets: Other intangible assets............................108
11.Other assets.......................................................14,568
12.Total assets......................................................242,437
LIABILITIES
13.Deposits:
a. In domestic offices............................................211,223
(1) Noninterest-bearing.............................41,966
(2) Interest-bearing...............................169,257
14.Federal funds purchased & securities sold under agreements to repurchase:
a. Federal funds purchased..........................................2,340
15.a. Demand notes issued to the U.S. Treasury.............................0
b. Trading liabilities..................................................0
16.Other borrowed money................................................4,238
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................3,562
21.Total liabilities.................................................221,363
22.Limited-life preferred stock and related surplus........................0
EQUITY CAPITAL
23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............2,091
26.a. Undivided profits and capital reserves..........................17,085
b. Net unrealized holding gain(losses)available for sale securities...218
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................21,074
29.Total liabilities, limited life preferred stock, equity capital...242,437
