Commercial Banking

Business can be full of challenges. Banking shouldn’t be one of them.

We understand the hard work and determination it takes to build a business

At American National Bank & Trust, we understand the hard work and determination it takes to establish a thriving business in Texas and beyond.. Our commitment and dedication to commercial banking and facilitating your corporate banking needs is driven by your unwavering efforts. So, we work hard to make it easy for you to manage cash flow, grow your enterprise and streamline your operations. With a full range of commercial bank accounts and services designed to simplify your business life, our goal is to serve you well.

While our products may not be entirely unique, what truly sets us apart is our team of commercial banking and lending experts.. We take the time to get to know your company and help with a solution that fits your needs.

You can expect

  • Local Texas Bankers Who Understand Your Business

  • Local Decisions with Quick Turnaround

  • Innovative Products, Tools & Services

Integrity. Professionalism. Relationships.

How Is Commercial Banking Different from Small Business Options?

Commercial bank accounts cater to larger, complex businesses with more advanced financial needs, like advanced treasury management, international banking and trade, and high-volume payment processing. Small business operations focus on simpler, scaled-down solutions, like local payment processing and more simplified loan and line of credit options

Is my Business Eligible for Commercial Banking?

To speak to a corporate banking expert , contact us here. A short list of possible eligibility criteria include but may not be limited to:

  • Business entity status: Legally established corporate entity.
  • Financial stability: Demonstrated strong financial standing.
  • Operating history: A proven track record of business operations.
  • Transaction volume: A certain level of regular financial activity.
  • Creditworthiness: Satisfactory credit history and rating.

Explore why more Texas business owners trust American National Bank & Trust with their commercial banking services. Tailored to elevate your financial management experience, our experts will take it from here. Contact us today!

Our customers can count on us to take care of their needs.

” If you want personalized service with real relationships and flexibility to fit your organization’s financial needs, American National Bank & Trust should be your bank! “

” At American National Bank & Trust, I’m treated as though I’m the most important customer of the bank. My banker is easily accessible and really goes out of his way to understand my business. “

Commercial Services

  • Treasury Management

  • Merchant Services (Debit & Credit Card Processing)

  • ACH Processing

  • Business Lending

  • Lockbox Services

  • Cash Managment

  • Commercial Remote Deposit Capture

Commercial Accounts

  • Simply Free Business Checking

  • Business Interest Checking

  • Account Analysis Checking

  • Money Market

  • Regular Savings

  • Certificates of Deposit