What is an SBA Loan?
An SBA loan is a government-backed financial resource that provides small businesses with access to funding for various purposes, from startups and expansions to real estate and working capital.
We offer both SBA 7(a) and SBA 504 loan programs to fit your various financing needs.
An SBA 7(a) loan is a great option for assisting small business owners in buying equipment, or refinancing. An SBA 504 Loan is for buying fixed assets like real estate with funding shared between the broower, a development company, and a traditional lender.
Financing your future with customized SBA lending options just got easier with our streamlined SBA loan application process. In just minutes, our SBA loan program experts will provide the insights and tools you need to confidently apply to find the perfect solution for your business aspirations.
What can I finance with an SBA Loan?
- Owner-occupied commercial real estate
- Leasehold improvements
- Debt refinance
- Start-up businesses
- Equipment
- Furniture and fixtures
- Working capital
Is my business eligible for an SBA loan?
-
The company is a for-profit entity
- Business must be owned by U.S. Citizens, U.S. Nationals, or Lawful Permanent Residents
- Proven industry and management experience
- Satisfactory credit
- Size standards are maximum tangible net worth of $15 million and maximum two-year net average income after federal income tax or $5 million
- Real estate must be 51% owner-occupied (60% for new construction)
Dra Stevenson, VP / Business Development Officer
(817) 505-2134
dra.stevenson@amnat.com
Debra Cheek, VP SBA Closing &
Operations Manager
(817) 505-2143
debra.cheek@amnat.com
Clarizza Paz, AVP SBA Underwriter &
Servicing Officer
(940) 249-7053
clarizza.paz@amnat.com
SBA Loan Benefits
- Lower Down Payment (Up to 90% financing available)
- Longer Terms (Fully amortizing terms up to 25 years with no balloon payments)
- Roll all use of proceeds into one loan
- Ideal financing source for start-up companies and business acquisitions
