Down Payment Assistance Programs

Making home buying possible, one step at a time.

Homeownership Down Payment Assistance Program

American National Bank & Trust is here to help!

No Income or First-Time Homebuyer Limits

Program is available in all approved American National Bank & Trust lending states

Funds can be used for down payment and/or closing costs

Our Down Payment Assistance Program is a way to get help with your home purchase. Whether you’re buying your first home or upgrading to your next one, this program helps cover your down payment and closing costs. American National Bank & Trust can help you make homeownership more affordable.

More about Down Payment Assistance (DPA) with American National Bank & Trust

  • Program is available in all approved American National Bank & Trust lending states
  • No Income or First-Time Homebuyer Limits
  • Must be owner occupied and purchase only
  • Funds can be used for down payment and/or closing costs
  • 620 Minimum Credit Score
  • Attached, Detached, Condos, PUD’s, Manufactured Homes, and 1-2 unit properties

TSAHC offers its own down payment assistance program that you can pair with a mortgage through American National Bank & Trust. You can use TSAHC to check your eligibility and still return to American National Bank & Trust to apply for your loan. If you qualify, TSAHC provides funding that can be used for your down payment and closing costs.

The easiest way to see if you meet the requirements is to take TSAHC’s quick online Eligibility Quiz. It takes just a few minutes, requires no special paperwork, and will tell you whether you qualify along with the types of assistance available. To qualify, you’ll need a credit score of at least 620 and must meet certain income limits.

Even if you use the TSAHC quiz to check your eligibility, you can still return to American National Bank & Trust to complete your mortgage application and take advantage of our lending options. By working with American National Bank & Trust, you can pair TSAHC assistance with our local expertise and personalized mortgage solutions, ensuring you get the best possible experience from start to finish.

ROUTING NUMBER
111907144

CALL US TODAY
(940) 397-2300

About Us

Online Logins

More Info

Available on the Apple App Store
Get it on Google Play

Legal

Copyright © 2025 American National Bank & Trust | Website by Hoegger Communications