Wealth built to last

Personal trust and wealth management tailored to your life and your legacy

Trust administration with confidence

At American National Bank & Trust, the process begins with a conversation about where you stand today and where you want to be. We take the time to understand your current financial needs, your long-term investment objectives, and how much risk you’re comfortable taking on. From there, our experienced trust administrators offer recommendations tailored to your goals and work alongside you to identify the type of trust best suited to your situation.

When it’s time to put your trust in place, you have options. Many trusts can be executed with a straightforward American National Bank & Trust document. If your circumstances call for something more customized, we’re happy to connect you with accountants and attorneys who can help draft a trust agreement built around your specific needs.

Strategy

Working toward
 growth and endurance

Good wealth planning does two jobs at once. It works toward growth in today’s
 market while protecting what you’ve already built, so your assets are
 protected over time and pass smoothly to the people who matter
 most.

Our approach starts with disciplined investing focused on long-term growth. Just as important, we work to preserve the capital and assets you’ve already accumulated, guarding against unnecessary risk. And when the time comes, we help ensure everything transfers efficiently to your heirs and beneficiaries, with as little friction as possible.

Trust Objectives

What a trust can do for you

A well-designed trust can accomplish a great deal. It can reduce estate taxes, preserve your wealth, and make full use of the tax credits available to you, your estate, and your beneficiaries. Because trust assets typically bypass probate, a trust also minimizes those costs while maintaining your privacy and limiting court involvement.

Beyond protection, a trust gives you control. You decide when and how your assets are distributed, and you designate who receives them, whether that’s individuals or charitable organizations through planned giving. A trust can also preserve and grow assets for you and your beneficiaries, ensure professional management continues if you become incapacitated, and provide health care and financial support for elderly or disabled family members.

What we handle

Each part of your financial life matters

Planning

Estate planning that brings clarity

A clear structure for your estate, so your wishes are documented and easy to carry out

Management

Investment management you can trust

Your portfolio, professionally managed with discipline and care

Efficiency

Tax-efficient wealth strategies

Thoughtful planning that keeps more of your wealth working for your legacy

Questions

Everything you need to know about our Trust services

A trust is a legal arrangement where a trustee holds and manages assets for the benefit of one or more beneficiaries. The trustee follows the terms specified in the trust document. The grantor of the trust may also be the beneficiary or can designate another, such as a spouse, parent, child or charitable organization.

A will outlines the dealings of asset distribution after death and goes through probate. A trust is active during and after the grantor’s life and skips probate for privacy, and allows ongoing asset management.

Common types of personal trusts include revocable and irrevocable trusts, living trusts, testamentary trusts, and special needs trusts. Each type of trust serves a different and specific purpose, such as asset protection, estate planning, or providing for specific needs.

Trusts offer various benefits, such as avoiding probate, protecting your assets, ensuring privacy, and providing a seamless transfer of assets to listed beneficiaries.

A personal trust generally continues uninterrupted after death. Assets in a trust avoid the potentially costly review by the court known as probate. Trust generally protects your privacy in ways the probate system is not designed to do. Your beneficiaries can have immediate access to funds with confidence that the assets are managed by a trusted representative.

The cost and maintenance of a personal trust can vary based on factors such as complexity, legal fees, and administrative expenses. To better understand the costs associated with a trust, we advise you to speak with one of our experienced financial advisors at one of our branches throughout North Texas.

Start building your legacy today

Schedule a private consultation with one of our trust advisors to discus your goals.