Cheyenne Patnode, Meagan Swenson, and Ashley Wylie smiling at Vintage Market Flip.

Vintage Market Flip 2018

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ANB&T was very excited to enter the Vintage Market Flip competition for Top of Texas Market to benefit The Kell House Museum in Wichita Falls, Texas.

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Group of people smiling at a cookout

Archer City Tailgate Party 2018

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To help the Archer City Wildcats kick off their football season, we had a tailgate party to celebrate! We served delicious hotdogs and hamburgers.

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American National Bank and Trust logo.

Friendly Reminder!

Do not provide, or verify, personal information such as account numbers, passwords, Social Security numbers, etc. over the phone unless you have initially contacted the bank.  We will never call you and ask for this information.  Only call us at 940-397-2300 or a number you know and trust.  Do NOT call back a missed call or number provided in a voicemail.

Employees cooking food for a cookout

Hospice Cookout 2018

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On June 21, 2018 we provided a hotdog/hamburger dinner for the Hospice staff and their families in celebration of the proposed expansion of the Hospice facility.  We were honored for the chance to participate in this celebratory cookout!

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Trust department employees wearing Be a Hero shirts while smiling.

Patsy’s House

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Bryan Hines, Curt Knobloch, Alisha Bowers, and Meagan Swenson showing frontside of Thor AMNAT shirts.

Thor 2018

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Bryan Hines, Kirk Knobloch, Alisha Bowers, and Meagan Swenson represented American National Bank & Trust in the THOR 2018! We want to thank them for all their hard work and congrats on finishing the race!

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American National Bank and Trust logo.

Tax Fraud Alert

Just days into the start of the 2018 filing season, the IRS identified a new scam in which cybercriminals have stolen client data from tax professionals and filed fraudulent refunds using real taxpayer information, including bank account and routing information for Direct Deposit.

The fraudster then contacts the taxpayer posing as an employee of a debt collection agency working on behalf of the IRS. They ask the taxpayer to take certain steps to return the refund, but actually the refund goes to the criminals.

IRS guidance to taxpayers who are victims asks them to contact the Automated Clearing House (ACH) department of the bank/financial institution where the Direct Deposit was received and have them return the refund to the IRS. The IRS also asks the taxpayers to call the agency toll-free at (800) 829-1040 (individual) or (800) 829-4933 (business) to explain why the Direct Deposit is being returned.

There is more information for taxpayers at Tax Topic Number: 161 – Returning an Erroneous Refund.

 

 

*Information provided by ePay Resources*

American National Bank & Trust.  Member FDIC.  Equal Housing Lender.

Dollar airplane flying off.

Tips For Saving Money

It’s the start of a fresh new year and there’s no better time than now to start working on your savings!

 

Tip #1: Set a goal.

Saving for a vacation to your dream destination?  Have an idea of how much you want your savings account to become? Set a goal for it!  It will help you keep sight for the light at the end of the tunnel.

Tip #2: Write down your expenses and stick to them!

Put everything in categories and put a certain percentage or amount from your paycheck into each one.  Here’s the hard part: you have to stick to that amount!  Going out for a big steak dinner but only have $5 left in your “eating out” fund?  Try going for the dollar menu until the next pay day.

Tip #3: Think before making that big purchase.

Instead of making that splurge purchase, go home and sleep on it.  If you still think you need it in two days, then go get it.  We have a tendency to frown upon “on-a-whim” big purchases after a few days.  Think before you buy.

Tip #4: Pay with cash.

Pay with cash and put the coins/change in a piggy bank at the end of the day.  Not only will that piggy bank start getting heavy, but this will help you not to overspend at the store and rack up that credit card.

Tip #5: Celebrate your achieved goal!

Did you get to your savings goal?  That’s great, but don’t forget to celebrate!  Doesn’t have to be anything big, but it helps keep a positive mindset when you get to celebrate what you achieved.

Group of children singing with arms crossed from Fowler Elementary.

Fowler Elementary Christmas Carols

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Group of students and teachers in Chillicothe Branch lobby.

Chillicothe Elementary Christmas Carols

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