06-30-17

REPORT OF CONDITION: 06-30-17

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF JUNE 30, 2017(IN THOUSANDS)

ASSETS

1. Cash and balances due:
   a. Noninterest-bearing balances..........................6,566
   b. Interest-bearing balances.......................................19,774
2. Securities:
   a. Held-to-maturity securities..........................................0
   b. Available-for-sale securities...................................124,889
3. Federal funds
   a. Federal funds sold................................................0
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................2,828
   a. Loans and leases, net of unearned income.......................418,001
   b. LESS: Allowance for loan and lease losses........................4,946
   c. Loans and leases, net of unearned income and allowance..........413,055
5. Trading assets..........................................................0
6. Premises and fixed assets..........................................18,747
7. Other real estate owned.............................................1,437
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Direct and indirect investments in real estate ventures............0
10a.Intangible assets: Goodwill.......................................4,220
10b.Intangible assets:Other intangible assets.........................1,868
11.Other assets.......................................................25,498
12.Total assets......................................................618,892

LIABILITIES

13.Deposits:
   a. In domestic offices............................................504,584
      (1) Noninterest-bearing.........................................144,690
      (2) Interest-bearing...........................................359,894
14.Federal funds purchased 
   a. Federal funds purchased............................................0
15.a. Securities sold under agreements to repurchase....................386
   b. Trading liabilities..............................................0
16.Other borrowed money...............................................30,000
17.Subordinated notes and debentures.......................................0
18.Other liabilities...................................................9,039
19.Total liabilities.................................................544,009

EQUITY CAPITAL

20.Perpetual preferred stock and related surplus...........................0
21.Common stock........................................................1,680
22.Surplus.............................................................12,995
23.Retained earnings...................................................59,470
24.Accumulated and other comprehensive income..........................738
25.Other equity capital components.....................................0
26.Total bank equity capital..........................................74,883
27.Noncontrolling (minority) interests in consolidated subsidiaries....0
28.Total equity capital..............................................74,883
29.Total liabilities and equity capital...............................618,892

03-31-17

REPORT OF CONDITION: 03-31-17

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF MARCH 31, 2017(IN THOUSANDS)

ASSETS

1. Cash and balances due:
   a. Noninterest-bearing balances..........................7,648
   b. Interest-bearing balances.......................................19,297
2. Securities:
   a. Held-to-maturity securities..........................................0
   b. Available-for-sale securities...................................125,106
3. Federal funds
   a. Federal funds sold................................................0
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................1,222
   a. Loans and leases, net of unearned income.......................392,862
   b. LESS: Allowance for loan and lease losses........................4,954
   c. Loans and leases, net of unearned income and allowance..........387,908
5. Trading assets..........................................................0
6. Premises and fixed assets..........................................17,055
7. Other real estate owned.............................................841
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Direct and indirect investments in real estate ventures............0
10a.Intangible assets: Goodwill.......................................4,220
10b.Intangible assets:Other intangible assets.........................1,860
11.Other assets.......................................................24,839
12.Total assets......................................................589,996

LIABILITIES

13.Deposits:
   a. In domestic offices............................................469,943
      (1) Noninterest-bearing.........................................139,884
      (2) Interest-bearing...........................................330,059
14.Federal funds purchased 
   a. Federal funds purchased............................................0
15.a. Securities sold under agreements to repurchase....................372
   b. Trading liabilities..............................................0
16.Other borrowed money...............................................40,000
17.Subordinated notes and debentures.......................................0
18.Other liabilities...................................................7,306
19.Total liabilities.................................................517,621

EQUITY CAPITAL

20.Perpetual preferred stock and related surplus...........................0
21.Common stock........................................................1,680
22.Surplus.............................................................12,995
23.Retained earnings...................................................57,708
24.Accumulated and other comprehensive income..........................-8
25.Other equity capital components.....................................0
26.Total bank equity capital..........................................72,375
27.Noncontrolling (minority) interests in consolidated subsidiaries....0
28.Total equity capital...............................................72,375
29.Total liabilities and equity capital...............................589,996

12-31-16

REPORT OF CONDITION: 12-31-16

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF DECEMBER 31, 2016(IN THOUSANDS)

ASSETS

1. Cash and balances due:
   a. Noninterest-bearing balances..........................13,258
   b. Interest-bearing balances.......................................11,601
2. Securities:
   a. Held-to-maturity securities..........................................0
   b. Available-for-sale securities...................................146,251
3. Federal funds
   a. Federal funds sold................................................0
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................1,104
   a. Loans and leases, net of unearned income.......................357,899
   b. LESS: Allowance for loan and lease losses........................5,129
   c. Loans and leases, net of unearned income and allowance..........352,770
5. Trading assets..........................................................0
6. Premises and fixed assets..........................................15,887
7. Other real estate owned.............................................776
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Direct and indirect investments in real estate ventures............0
10a.Intangible assets: Goodwill.......................................4,220
10b.Intangible assets:Other intangible assets.........................1,894
11.Other assets.......................................................25,167
12.Total assets......................................................572,928

LIABILITIES

13.Deposits:
   a. In domestic offices............................................453,752
      (1) Noninterest-bearing.........................................131,596
      (2) Interest-bearing...........................................332,156
14.Federal funds purchased 
   a. Federal funds purchased............................................0
15.a. Securities sold under agreements to repurchase....................786
   b. Trading liabilities..............................................0
16.Other borrowed money...............................................40,000
17.Subordinated notes and debentures.......................................0
18.Other liabilities...................................................7,312
19.Total liabilities.................................................501,850

EQUITY CAPITAL

20.Perpetual preferred stock and related surplus...........................0
21.Common stock........................................................1,680
22.Surplus.............................................................12,995
23.Retained earnings...................................................56,742
24.Accumulated and other comprehensive income..........................-339
25.Other equity capital components.....................................0
26.Total bank equity capital..........................................71,078
27.Noncontrolling (minority) interests in consolidated subsidiaries....0
28.Total equity capital...............................................71,078
29.Total liabilities and equity capital...............................572,928