09-30-15

REPORT OF CONDITION: 09-30-15

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF SEPTEMBER 30, 2015(IN THOUSANDS)

ASSETS

1. Cash and balances due:
   a. Noninterest-bearing balances..........................8,138
   b. Interest-bearing balances.......................................27,815
2. Securities:
   a. Held-to-maturity securities..........................................0
   b. Available-for-sale securities...................................120,157
3. Federal funds
   a. Federal funds sold................................................0
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................2,419
   a. Loans and leases, net of unearned income.......................278,100
   b. LESS: Allowance for loan and lease losses........................5,228
   c. Loans and leases, net of unearned income and allowance..........272,872
5. Trading assets..........................................................0
6. Premises and fixed assets..........................................14,969
7. Other real estate owned.............................................1,526
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Direct and indirect investments in real estate ventures............0
10a.Intangible assets: Goodwill.......................................4,220
10b.Intangible assets:Other intangible assets.........................1,954
11.Other assets.......................................................21,770
12.Total assets......................................................475,840

LIABILITIES

13.Deposits:
   a. In domestic offices............................................399,645
      (1) Noninterest-bearing.........................................125,729
      (2) Interest-bearing...........................................273,916
14.Federal funds purchased 
   a. Federal funds purchased............................................0
15.a. Securities sold under agreements to repurchase....................1,816
   b. Trading liabilities..............................................0
16.Other borrowed money...............................................0
17.Subordinated notes and debentures.......................................0
18.Other liabilities...................................................8,785
19.Total liabilities.................................................410,246

EQUITY CAPITAL

20.Perpetual preferred stock and related surplus...........................0
21.Common stock........................................................1,680
22.Surplus.............................................................12,995
23.Retained earnings...................................................50,209
24.Accumulated and other comprehensive income..........................710
25.Other equity capital components.....................................0
26.Total bank equity capital..........................................65,594
27.Noncontrolling (minority) interests in consolidated subsidiaries....0
28.Total equity capital...............................................65,594
29.Total liabilities and equity capital...............................475,840

06-30-15

REPORT OF CONDITION: 06-30-15

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF JUNE 30, 2015(IN THOUSANDS)

ASSETS

1. Cash and balances due:
   a. Noninterest-bearing balances..........................10,301
   b. Interest-bearing balances.......................................27,153
2. Securities:
   a. Held-to-maturity securities..........................................725
   b. Available-for-sale securities...................................106,835
3. Federal funds
   a. Federal funds sold................................................0
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................2,240
   a. Loans and leases, net of unearned income.......................259,709
   b. LESS: Allowance for loan and lease losses........................5,246
   c. Loans and leases, net of unearned income and allowance..........254,709
5. Trading assets..........................................................0
6. Premises and fixed assets..........................................14,380
7. Other real estate owned.............................................649
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Direct and indirect investments in real estate ventures............0
10a.Intangible assets: Goodwill.......................................4,220
10b.Intangible assets:Other intangible assets.........................1,839
11.Other assets.......................................................20,780
12.Total assets......................................................443,831

LIABILITIES

13.Deposits:
   a. In domestic offices............................................375,332
      (1) Noninterest-bearing.........................................120,541
      (2) Interest-bearing...........................................254,791
14.Federal funds purchased 
   a. Federal funds purchased............................................0
15.a. Securities sold under agreements to repurchase....................2,002
   b. Trading liabilities..............................................0
16.Other borrowed money...............................................0
17.Subordinated notes and debentures.......................................0
18.Other liabilities...................................................7,661
19.Total liabilities.................................................384,995

EQUITY CAPITAL

20.Perpetual preferred stock and related surplus...........................0
21.Common stock........................................................1,680
22.Surplus.............................................................7,091
23.Retained earnings...................................................49,595
24.Accumulated and other comprehensive income..........................470
25.Other equity capital components.....................................0
26.Total bank equity capital..........................................58,836
27.Noncontrolling (minority) interests in consolidated subsidiaries....0
28.Total equity capital...............................................58,836
29.Total liabilities and equity capital...............................443,831