06-30-20

REPORT OF CONDITION: 06-30-2020

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF June 30, 2020(IN THOUSANDS)

ASSETS

1. Cash and balances due:
   a. Noninterest-bearing balances..................................35,796
   b. Interest-bearing balances.......................................106,212
2. Securities:
   a. Held-to-maturity securities..........................................0
   b. Available-for-sale securities...................................87,663
   c. Equity securities with readily determinable 
         fair values not held for trading...............................0
3. Federal funds
   a. Federal funds sold................................................0
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................4,638
   a. Loans and leases, net of unearned income.......................734,722
   b. LESS: Allowance for loan and lease losses........................9,726
   c. Loans and leases, net of unearned income and allowance..........724,996
5. Trading assets..........................................................0
6. Premises and fixed assets..........................................22,198
7. Other real estate owned.............................................1,871
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Direct and indirect investments in real estate ventures.................0
10a.Intangible assets:................................................6,620
11.Other assets.......................................................36,254
12.Total assets......................................................1,026,248

LIABILITIES

13.Deposits:
   a. In domestic offices............................................902,051
      (1) Noninterest-bearing.........................................230,061
      (2) Interest-bearing...........................................671,990
14.Federal funds purchased 
   a. Federal funds purchased............................................0
15.a. Securities sold under agreements to repurchase....................1,158
   b. Trading liabilities..............................................0
16.Other borrowed money...............................................4,164
17.Subordinated notes and debentures.......................................0
18.Other liabilities...................................................11,243
19.Total liabilities.................................................918,616

EQUITY CAPITAL

20.Perpetual preferred stock and related surplus...........................0
21.Common stock........................................................1,680
22.Surplus.............................................................27,995
23.Retained earnings...................................................76,831
24.Accumulated and other comprehensive income..........................1,126
25.Other equity capital components.....................................0
26.Total bank equity capital..........................................107,632
27.Noncontrolling (minority) interests in consolidated subsidiaries....0
28.Total equity capital...............................................107,632
29.Total liabilities and equity capital...............................1,026,248

03-31-20

REPORT OF CONDITION: 03-31-2020

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF March 31, 2020(IN THOUSANDS)

ASSETS

1. Cash and balances due:
   a. Noninterest-bearing balances..................................18,734
   b. Interest-bearing balances.......................................67,951
2. Securities:
   a. Held-to-maturity securities..........................................0
   b. Available-for-sale securities...................................82,474
   c. Equity securities with readily determinable 
         fair values not held for trading...............................0
3. Federal funds
   a. Federal funds sold................................................0
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................6,463
   a. Loans and leases, net of unearned income.......................672,048
   b. LESS: Allowance for loan and lease losses........................7,721
   c. Loans and leases, net of unearned income and allowance..........664,327
5. Trading assets..........................................................0
6. Premises and fixed assets..........................................20,959
7. Other real estate owned.............................................1,064
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Direct and indirect investments in real estate ventures.................0
10 a.Intangible assets:................................................6,451
11.Other assets.......................................................34,404
12.Total assets......................................................902,827

LIABILITIES

13.Deposits:
   a. In domestic offices............................................788,196
      (1) Noninterest-bearing.........................................191,757
      (2) Interest-bearing...........................................596,439
14.Federal funds purchased 
   a. Federal funds purchased............................................0
15.a. Securities sold under agreements to repurchase....................420
   b. Trading liabilities..............................................0
16.Other borrowed money...............................................0
17.Subordinated notes and debentures.......................................0
18.Other liabilities...................................................9,836
19.Total liabilities.................................................798,452

EQUITY CAPITAL

20.Perpetual preferred stock and related surplus...........................0
21.Common stock........................................................1,680
22.Surplus.............................................................27,995
23.Retained earnings...................................................74,010
24.Accumulated and other comprehensive income..........................690
25.Other equity capital components.....................................0
26.Total bank equity capital..........................................104,375
27.Noncontrolling (minority) interests in consolidated subsidiaries....0
28.Total equity capital...............................................104,375
29.Total liabilities and equity capital...............................902,827