12-31-19

REPORT OF CONDITION: 12-31-19

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF December 31, 2019(IN THOUSANDS)

ASSETS

1. Cash and balances due:
   a. Noninterest-bearing balances..................................20,186
   b. Interest-bearing balances.......................................57,807
2. Securities:
   a. Held-to-maturity securities..........................................0
   b. Available-for-sale securities...................................85,064
   c. Equity securities with readily determinable 
         fair values not held for trading...............................0
3. Federal funds
   a. Federal funds sold................................................0
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................5,408
   a. Loans and leases, net of unearned income.......................661,674
   b. LESS: Allowance for loan and lease losses........................6,723
   c. Loans and leases, net of unearned income and allowance..........654,951
5. Trading assets..........................................................0
6. Premises and fixed assets..........................................20,251
7. Other real estate owned.............................................1,064
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Direct and indirect investments in real estate ventures.................0
10a.Intangible assets:................................................6,387
11.Other assets.......................................................33,983
12.Total assets......................................................885,101

LIABILITIES

13.Deposits:
   a. In domestic offices............................................772,439
      (1) Noninterest-bearing.........................................176,188
      (2) Interest-bearing...........................................596,251
14.Federal funds purchased 
   a. Federal funds purchased............................................0
15.a. Securities sold under agreements to repurchase....................790
   b. Trading liabilities..............................................0
16.Other borrowed money...............................................0
17.Subordinated notes and debentures.......................................0
18.Other liabilities...................................................9,065
19.Total liabilities.................................................782,294

EQUITY CAPITAL

20.Perpetual preferred stock and related surplus...........................0
21.Common stock........................................................1,680
22.Surplus.............................................................27,995
23.Retained earnings...................................................72,292
24.Accumulated and other comprehensive income..........................840
25.Other equity capital components.....................................0
26.Total bank equity capital..........................................102,807
27.Noncontrolling (minority) interests in consolidated subsidiaries....0
28.Total equity capital...............................................102,807
29.Total liabilities and equity capital...............................885,101